Reconcile Xero transactions with your bank statement in minutes
Export transactions from Xero and your bank statement, upload them to CleverBalance, and automatically match entries to generate clean, audit-ready reconciliation reports — without Excel formulas or manual matching.
Built for finance teams and accounting firms that rely on Xero and want faster, clearer reconciliation workflows.
No credit card • 14-day free trial
Export Xero transactions
Upload bank statement
Get matched results
"Xero reconciliation can be simple and predictable."
Why reconciling Xero with bank statements still takes time
Xero is one of the most widely used accounting platforms for startups, SMBs, and accounting firms.
But reconciling Xero transactions with bank statements often still involves a manual workflow.
Typical reconciliation still looks like this:
Even with modern accounting software, reconciliation frequently becomes spreadsheet-driven work.
That means:
CleverBalance simplifies this process.
Instead of building spreadsheets, your team simply uploads files and reviews results.
What you get when reconciling Xero with CleverBalance
1. Instant automated matching
Export transactions from Xero and your bank statement, upload both files, and run reconciliation in one click.
CleverBalance automatically:
- •Normalizes dates and formats
- •Matches transactions accurately
- •Handles grouped or split entries
- •Separates matched and unmatched transactions clearly
There are no rules to configure and no formulas to maintain.
2. Clear matched and unmatched results
Results appear exactly the way finance teams expect to review reconciliation outputs.
CleverBalance automatically:
- •Clearly matched transactions
- •Clearly unmatched transactions
- •Grouped transactions where applicable
- •Expandable transaction views for deeper inspection
Everything is easy to understand and review.
3. Excel reports ready for audit and reporting
CleverBalance generates structured reconciliation reports you can download instantly.
CleverBalance automatically:
- •Internal finance reviews
- •Management reporting
- •Audit documentation
- •Client deliverables for accounting firms
Outputs are already formatted and audit-ready — no cleanup needed.
4. Built for teams using Xero
Reconciliation often involves multiple people reviewing financial data.
CleverBalance automatically:
- •Multiple users within one organization
- •Role-based access (Owner / Admin / Member)
- •Shared reconciliation history
- •Visibility into reconciliation activity
Your team can collaborate without passing spreadsheets back and forth.
5. Consistent reconciliation history
Every reconciliation run is saved inside one workspace.
CleverBalance automatically:
- •Historical reconciliation records
- •Access logs
- •Consistent outputs across periods
When auditors or finance leadership ask how Xero transactions were reconciled, the records are already available.
How it works
Export Xero transactions
Export the required transactions from Xero.
Download bank statement
Download the corresponding bank statement in CSV or Excel format.
Upload both files
Upload the Xero export and bank statement to CleverBalance.
Run reconciliation
CleverBalance automatically normalizes formats and matches transactions.
Review results
View matched and unmatched transactions clearly in the interface.
Download reports
Export clean Excel reconciliation reports for finance review or audits.
That's it.
No setup. No formulas. No reconciliation templates.
Who uses CleverBalance for Xero bank reconciliation
Finance teams using Xero
Reconcile bank transactions faster without relying on Excel spreadsheets.
Startups and SMBs
Handle growing transaction volumes without creating complex reconciliation workflows.
CA / CPA and accounting firms
Reconcile Xero exports across multiple clients consistently.
Compliance-focused organizations
Maintain audit-ready reconciliation records with minimal operational overhead.
If your Xero reconciliation currently happens in Excel, CleverBalance fits naturally into your workflow.
See real reconciliation scenarios
Explore industry-specific demos based on real-world data patterns.
Simple pricing for Xero bank reconciliation
One workspace for your team. Clear monthly pricing.
Plans start at
Includes:
Frequently asked questions
Stop reconciling Xero transactions in spreadsheets.
Start reconciling with confidence.
No credit card • 14 days free • Cancel anytime