Reconcile credit card statements with your books in minutes
CleverBalance helps finance teams match credit card transactions with their books, so you can quickly identify missing expenses, duplicates, incorrect postings, refunds, and fees without relying on Excel.
No credit card and 14-day free trial
Credit card statement
Upload statement data from any bank or card provider.
Books
Bring in expense entries, payables, or accounting exports.
Matched output
Review charge-to-book, refund, reversal, and grouped matches clearly.
Unmatched output
Surface missing expenses, duplicates, fees, refunds, and adjustments quickly.
Stop manually tracking card transactions in spreadsheets
Credit card reconciliation is repetitive and error-prone, especially with high transaction volumes and inconsistent descriptions.
Missing expenses not recorded in books
Duplicate or incorrect entries
Merchant description mismatches
Refunds and reversals not adjusted
Fees and charges not accounted for
Timing differences between statement and booking
With CleverBalance
Automatically match statement transactions with books
Identify gaps and mismatches instantly
Get a clean, structured output for review
What CleverBalance does
CleverBalance replaces manual credit card reconciliation with a simple, structured workflow.
Upload credit card statement
CSV or Excel from any bank or card provider.
Upload your books
Expense entries, payable entries, or accounting exports.
Run reconciliation
System matches transactions using references, amounts, rules, and AI.
Review results
Clear matched and unmatched transactions.
Download reports
Audit-ready Excel outputs for review and correction.
Handles real-world credit card complexity
Credit card data is rarely clean or consistent. CleverBalance is built to handle real-world scenarios.
Transaction-level matching
Matches statement entries with book records using references and amounts.
Merchant description differences
Works even when merchant names differ between statement and books.
Split postings
Handles one transaction recorded across multiple book entries.
Fees, refunds, and reversals
Automatically considers charges, refunds, and adjustments.
Flexible matching logic
Works even when references are missing or inconsistent.
Clear, audit-ready reconciliation output
Instead of manually reviewing transactions, get a structured view of what is matched and what needs attention.
Matched transactions
Charge-to-book matches, refund and reversal matches, and grouped matches for split postings.
Unmatched transactions
Missing expenses in books, statement transactions not recorded, duplicate postings, and fees, refunds, or adjustments not accounted for.
Complete visibility into credit card activity and accounting gaps.
Why finance teams choose CleverBalance
Transaction-level accuracy
Direct matching between statement transactions and books.
Handles messy real-world data
Merchant differences, split entries, and adjustments handled automatically.
Saves hours every month
No Excel-based reconciliation or manual checking.
Fast and reliable
Reconciliation completed in minutes.
Easy to review
Outputs structured for quick validation and correction.
See how credit card reconciliation works
Watch how credit card transactions are matched with books and converted into clear, actionable outputs.
Simple pricing for recurring reconciliation work
Choose a plan based on your reconciliation volume, no per-seat complexity.
Plans start at
- Credit card reconciliation
- AI-assisted reconciliation
- Team access
- Excel exports
- Audit-friendly history
Simple, accurate credit card reconciliation
CleverBalance automates credit card reconciliation by matching statement transactions with your books, helping you identify missing expenses, handle refunds and fees, and ensure accurate, audit-ready records.
Still reconciling credit card statements in Excel?
Move to automated reconciliation and get a clear view of your card transactions in minutes.
No credit card and 14-day free trial